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A formal group should consist of a minimum of 10 members. An Informal group should have at least 50 members.
The minimum amount of Life Cover is `5,000 for each member.
The minimum age of entry for a member should be 15 years. But, the maximum age of entry should not exceed 79 years.
All members enjoy life cover at relatively low cost.
Its a great employee retention and loyalty building tool
Very easy to add or delete employee members names.
No need for medical examination.
Free life cover gives security to their loved ones.
With this plan one can choose to offer the members of your group a Life Cover by paying their premiums. Also, the members of your group can pay the premiums themselves while enjoying the low premium rates of a group plan.
The person paying the premiums (either you or your members) can also avail tax benefits as per the existing Income Tax rules which are ammended by respective governmets from time to time.
The members of the group get the benefit of a Life Cover at a nominal cost. In case of an unfortunate event, this plan provides a Death Benefit amount to the member’s nominee. This amount can protect against liabilities such as loans taken by the members, child education, marriage , lumpsump etc.
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